Protect Your Business Against Compensation Risks with Liability Insurance
Comprehensive Financial Protection for Your Business
In today's business environment, companies frequently face compensation claims from both employees and third parties. One of the most effective ways to minimize these financial liabilities is through liability insurance.
Employer liability, third-party liability, professional liability, product liability, and product recall are various coverage types that safeguard your business against risks that may arise during operations. At TCI, we analyze these risks thoroughly and offer you the most suitable insurance solutions. With our Systematic Risk Analysis, we help you identify your liabilities and create the best insurance plan tailored to your business needs.
Which Liability Insurance is Right for You?
1-Directors and Officers (D&O) Liability Insurance
Company executives can be held personally liable for decisions and operational mishaps. D&O Insurance provides financial protection for directors and board members when they are subject to claims due to:
- Mistakes made without intent or malice,
- Poor decisions,
- Negligence, misrepresentation, or contract breaches
If the company compensates for losses incurred by its executives.
the D&O Insurance policy may also cover these expenses
With the increasing number of lawsuits against executives today, strong D&O coverage protects both your company and its leaders, ensuring long-term operational sustainability.
2-Product Liability and Product Recall Insurance
Product Liability Insurance
If a product you manufacture or sell is defective, it can lead to damages or injuries affecting consumers or third parties — exposing your business to serious liability risks.
Product Liability Insurance covers damages arising from design or manufacturing defects. Insuring your products is critical for long-term sustainability, product safety, brand reputation, and customer satisfaction.
This insurance is particularly vital for industries such as:
- Food and beverage manufacturers
- Medical and pharmaceutical companies
- Automotive and technology manufacturers
- Retail chains
Product Recall Insurance
If a product defect is discovered, a recall may be necessary — which can harm both brand image and finances. Product Recall Insurance protects your business by covering:
- Logistics costs,
- Losses in distribution networks,
- Marketing and customer communication expenses
Frequently Asked Questions
Remember, liability insurance is not just protection — it's a pillar of your corporate sustainability.