Innovative Financial Solutions, Secure Trade
Your Strategic Partner Adding Value to Your Financial Operations
Accessing the right financing sources plays a critical role in ensuring sustainable growth and competitive advantage for businesses. At TCI Financial Services and Risk Management, we support companies in developing optimal solutions for investment and working capital financing. Our consultancy services provide low-cost financing options, effective cash flow management, and commercial risk mitigation to enhance your company's financial performance. With customized financing models tailored to your needs, we help you confidently implement your investment plans.
Our Solutions
Procurement Financing
With our procurement financing solution, you can make payments to your suppliers who do not have POS terminals by using your company credit cards.
- Your suppliers receive payment the next day, while you can pay the bank in installments of your choice.
- The exchange rate is fixed, and you may benefit from upfront payment discounts from your suppliers.
- Financing can be used for utility bills (electricity, gas, etc.), raw materials, auxiliary materials, and service purchases.
*To learn more about our Customer Financing Services, please visit our TCI Financial Technology page.
Working Capital Financing
We support strengthening your cash flow through the discounting and securitization of insured receivables. This allows businesses to access financing without waiting for receivables to reach maturity.
Investment Financing
We provide support through ECA (Export Credit Agency) loans for international investments. In this model, the exporter receives upfront payment, while the importer gains the option of deferred payment. Up to 85% of the contract value can be financed, offering a strong financial foundation for large-scale investment projects.
Online Credit Card Collection
We help improve the efficiency of your credit card collection processes through our end-to-end solutions:
- Structuring the B2B Collection Portal based on your business needs
- Integrating all card types with Virtual POS within a few days
- Creating campaigns aligned with your sales policies, managing marketing materials, and customer launch processes
- Organizing accounting flow and record processes
- Offering single-point technical support
Digital Transformation
We simplify your financial operation processes with our digital solutions:
- Manage all your internet banking accounts from a centralized platform
- Save time and labor by automatically processing incoming EFTs and banking records into your ERP system
- Monitor your DBS bank uploads, customer limits, and invoice tracking processes easily from a single screen
International Commercial Risk Monitoring
We provide insights about your international stakeholders (customers, suppliers, competitors):
- Recommended Credit Limit, Score, and Payment Performance Index
- Sector and Country Risk Assessment
- Financial Statements (for a large number of companies)
*For Domestic Commercial Risk Monitoring Services, please visit our TCI Financial Technology page.
The Benefits We Offer
- ✓Flexibility in Supplier Payments
- ✓Immediate Payment, Deferred Purchase
- ✓Financing for Energy and Raw Material Purchases
- ✓Cash Generation Without Waiting for Receivables
- ✓International Financing Support for Investment Projects
- ✓Full Integration in Online Collection Processes
- ✓Time Savings through Financial Digitalization
- ✓Easy Monitoring of Customer Limits and Invoices
- ✓Transparency in International Trade Risks
- ✓Support for Financial Analysis
Your Strong Partner in Commercial Risk Management
In today’s business world, financial management, cash flow optimization, and minimizing risks are crucial for companies. At TCI Financial Services and Risk Management, we offer innovative solutions that accelerate collections, simplify procurement financing, and reduce commercial risks. From digital transformation applications to credit limit consultancy, we support your company in making financial processes more efficient. With our robust infrastructure and expert team, we are here to help you reach your financial goals.
What Risks Await Your Business?
In a rapidly changing world, identifying and managing risks accurately is key to business survival and growth.
Why Is Risk Management Important?
For a company to grow sustainably, risk management is not optional—it is essential.
What Should You Consider for Effective Risk Management?
Our Core Principles:
- Anticipating potential risks
- Ensuring risks are measurable and priceable
- Managing the process with rapid and effective action plans
With this approach, we minimize both today’s uncertainties and future risks.
Risk Management = Growth Opportunity
Risk-taking is inherent to business. But when risks are managed correctly, they create room for growth.
Think of trade as a journey. Your destination, the power of your vehicle, weather conditions, and road conditions—all require a plan. We walk with you on this journey, protecting you against potential accidents.
Remember: Avoiding all risk is itself a risk that can lead to missed opportunities. Poorly managed or ignored risks can slow down your company’s progress. At TCI, we ensure you take the right risks at the right time.